TERMS OF SERVICE
Terms of Service
LAST UPDATED: June 27, 2025
Wealth Equation Education, LLC ("Wealth Equation Education," "Wealth Equation", "WEE," "us," "our," or "we") put together these Terms of Service (the "Terms") so you know what's up when you use our website at www.wealthequationeducation.com, check out our social media, join our "Wealth Equation: Path to One Million" course, or come to our live events and workshops (we're calling all of this the "Service"). By using any part of our Service, here's what you're agreeing to:
1. THE DEAL WITH THESE TERMS (YOU AGREE TO THE TERMS)
Real talk: by using our stuff, you're saying "yes" to these Terms and our Privacy Policy (which is basically part of these Terms). If you're not feeling it, no worries – just don't use our Service. We might need to update these Terms sometimes (life happens, right?), and we can do that whenever we need to. Want to stay in the loop about changes? Just hit us up at terms@wealthequationeducation.com and we'll add you to our notification list. If you keep using our Service after we make changes, we'll take that as you being cool with the updates.
2. WHAT YOU CAN (AND CAN'T) DO (LICENSE AND RESTRICTIONS)
We're giving you permission to use our Service for your own personal use – think of it like borrowing a friend's Netflix password, but legal! However, there are some things that are totally off-limits:
(a) Making money off our Service (we're not running a charity here, but we're also not your business partner);
(b) Copying our Service or parts of it (except where we specifically say it's okay);
(c) Using any sneaky tech stuff like bots, scrapers, or automated tools to mess with our Service – basically, don't be that person who ruins it for everyone else;
3. OUR STUFF IS OURS
We own everything related to our Service – all the intellectual property, copyrights, trademarks, and basically all the legal stuff that makes lawyers happy ("Rights").
(a) YOUR FEEDBACK AKA USER CONTENT
If you give us feedback about our Service (which we totally appreciate, BTW), we get to own that feedback and can use it to make our stuff even better. Think of it as your contribution to making the world a little more financially literate!
4. WHO CAN USE THIS AKA SERVICE ELIGIBILITY
You need to be at least 18 to use our Service on your own. If you're under 18, that's cool – just make sure your parent or guardian is okay with these Terms and supervises your use.
We're letting you use our Service for personal use only. Don't mess with our ownership rights or we might have to cut you off (nothing personal!). Here are some things that could get you kicked out:
(a) Trying to reverse engineer or hack our Service (seriously, why would you want to?);
(b) Removing our copyright notices or pretending you made our stuff;
(c) Lying about who owns our Service; and
(d) Doing anything illegal or sketchy – we're trying to keep things legitimate here.
5. WHAT'S WHAT WITH CONTENT (AKA OWNERSHIP)
(a) Third Party Content Sometimes we link to other people's content or websites ("Third Party Content"). We don't control that stuff, so if you use it, you're on your own. It's like when your friend recommends a restaurant – we're just passing along the suggestion, but we can't guarantee you'll love it.
(b) Educational Vibes Only Content for Educational and Informational Purposes Only - Our Service is all about giving you a general overview of finance and investing – think of us as your financially-savvy friend, not your certified financial advisor. We're here to educate and inform, but we can't guarantee you'll make bank using our methods. Investing always comes with risks, and we're not responsible if things don't go as planned. Please don't come for us if your portfolio doesn't look like Warren Buffett's!
6. BUYING OUR STUFF (PURCHASES THROUGH THE SERVICE)
You can purchase our products and services directly through our Service ("Wealth Equation Education Products"). You'll need to give some personal info to our payment processors to complete your purchase – but don't worry, we don't keep your payment details. Check out our Privacy Policy for the full scoop.
We reserve the right to limit sales to certain people or places, change pricing whenever we want, or discontinue products (supply and demand, you know?). We can also refuse orders that seem sketchy – like if it looks like you're trying to resell our stuff.
(a) Our Refund Policy We really hope you love what you buy from us! But here's the thing – because our products are custom-made digital goods, we don't do refunds or exchanges. It's like buying a concert ticket – once you're in, you're in.
9. OTHER PEOPLE'S SERVICES (THIRD PARTY PRODUCTS AND SERVICES)
Our Service might connect you with other companies or people ("Third Party Providers") – think payment processors, course platforms, or products we recommend. We don't control their stuff, so if something goes wrong with them, that's between you and them. Make sure to read their terms and privacy policies too!
10. STAYING CONNECTED
You need a decent internet connection to use our Service. We're not your ISP, so make sure you've got that sorted on your end.
11. YOUR PRIVACY MATTERS (HOW WE USE YOUR PERSONAL INFORMATION)
Want to know how we handle your personal info? Check out our Privacy Policy – it's got all the details.
12. WHEN WE NEED TO MAKE CHANGES (MODIFYING/TERMINATING SERVICE)
Sometimes we need to update, modify, or even shut down parts of our Service. We can do this anytime without giving you a heads up (though we'll try to be cool about it). We can also suspend or terminate your access if needed – again, nothing personal, just business.
13. THE FINE PRINT - NO WARRANTIES AND LIMITATION OF LIABILITY
(a) WE MAKE NO REPRESENTATION, WARRANTY, AND/OR GUARANTEE OF THE SUITABILITY OF THE SERVICE FOR YOUR PURPOSES, OR THAT THE USE OF THE SERVICE WILL BE SECURE, UNINTERRUPTED, ERROR-FREE, FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR FUNCTION PROPERLY IN COMBINATION WITH ANY THIRD-PARTY TECHNOLOGY, HARDWARE, SOFTWARE, SYSTEMS OR DATA.
(b) OUR SERVICE IS DESIGNED TO PROVIDE YOU WITH A GENERAL OVERVIEW REGARDING FINANCE AND INVESTING. IT IS NOT DESIGNED TO BE A DEFINITIVE INVESTMENT GUIDE OR TO TAKE THE PLACE OF ADVICE FROM A QUALIFIED FINANCIAL PLANNER OR OTHER PROFESSIONAL. GIVEN THE RISK INVOLVED IN INVESTING OF ALMOST ANY KIND, THERE IS NO GUARANTEE THAT THE INVESTMENT METHODS SUGGESTED THROUGH THE SERVICE WILL BE PROFITABLE. WE WILL NOT ASSUME LIABILITY OF ANY KIND FOR ANY LOSSES THAT MAY BE SUSTAINED AS A RESULT OF APPLYING THE METHODS SUGGESTED THROUGH THE SERVICE, AND ANY SUCH LIABILITY IS HEREBY EXPRESSLY DISCLAIMED.
(c) THE SERVICE IS PROVIDED "AS IS" AND ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. FURTHER, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SAME, OR TO THE INFORMATION, CONTENT, COMMUNICATIONS, MATERIALS OR PRODUCTS, AND SERVICES AVAILABLE THROUGH THE SERVICE. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.
(d) WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM YOUR USE OF THE SERVICE INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES. OUR TOTAL LIABILITY TO YOU WILL NOT EXCEED THE GREATER OF $1,000 OR THE TOTAL AMOUNT YOU HAVE PAID US FOR THE SERVICE. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
14. COVERING OUR BACKS (INDEMNITY)
If you do something that gets us in legal trouble while using our Service, you've got to have our backs and cover any costs or damages. It's like if you borrow someone's car and get a ticket – that's on you, not them.
You will indemnify, defend, and hold Wealth Equation Education, its partners, affiliates, contractors, officers, directors, employees and agents harmless from and against any and all damages, losses and expenses arising directly or indirectly from your acts or your failure to act when using the Service.
15. MAKING OUR SERVICE ACCESSIBLE
We want everyone to be able to use our Service! If you're having trouble accessing anything, let us know using the process in Section 16 below.
16. WHEN THINGS GO WRONG (DISPUTES & CLAIMS)
(a) Let's Talk First Before you take us to court (which we really hope doesn't happen), you need to email us at support@wealthequationeducation.com with all the details about your claim this is called Notice of Dispute or Claim. Give us the full story – what happened, which pages were affected, any relevant laws, basically everything we'd need to understand and fix the issue.
(b) Working It Out The resolution process: we've got 90 days to respond to your email. If we can't sort things out, you have 30 days to ask for mediation. If we both agree to mediation, we'll meet in Phoenix, Arizona with a professional mediator we both choose, and we'll split the costs 50/50.
(c) Court Time, this means litigation. If we still can't work things out after mediation, any legal action has to happen in Arizona courts – either the Superior Court of Arizona, Maricopa County for state stuff, or the U.S. District Court for the Western District of Washington for federal cases. Both of us agree that these are the only courts that can handle our disputes.
(d) No Jury, No Class Actions YOU WAIVE THE RIGHT TO A TRIAL BY JURY, TO PARTICIPATE IN A CLASS ACTION, OR TO SEEK REMEDIES BEYOND THE EXTENT NECESSARY TO PROVIDE INDIVIDUALIZED RELIEF. YOU AGREE NOT TO ACT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED OR DE FACTO CLASS OR REPRESENTATIVE PROCEEDING, OR AS A PRIVATE ATTORNEY GENERAL OR ON BEHALF OF THE GENERAL PUBLIC.
(e) Time Limitation You've got two years from when you claim the problem started to file any legal claims – after that, you waive any statute of limitations to the contrary.
(f) Governing Law/Attorney’s Fees These Terms follow Arizona law, and whoever wins a legal dispute gets their attorney's fees paid by the other side.
(g) Emergency Situations AKA INJUNCTIVE RELIEF If you break these Terms in a way that could seriously hurt our business, we can ask a court to make you stop immediately without having to put up money first.
17. THE GENERAL STUFF
(a) We're Not Partners (OUR RELATIONAHIP) Just to be clear – we're independent parties. Using our Service doesn't make you our employee or business partner.
(b) If Part of This Breaks (SEVERABILITY) If a court says part of these Terms is unenforceable, we'll just fix that part without throwing out the whole thing. In other legal words. If any provision of the Terms is held unenforceable for any reason, that provision will be reformed only to the extent necessary to make it enforceable and such decision will not affect the enforceability of such provision under other circumstances.
(c) No Sharing AKA ASSIGNMENT These Terms are just between you and us – you can't transfer them to someone else without our written permission.
(d) Section Headers Don't Matter The section titles are just for organization – they don't change what anything means.
(e) We're Not Giving Up Rights in legal speak, Waiver If we don't enforce something right away, that doesn't mean we're giving up the right to enforce it later.
(f) This Is It The Terms and the Privacy Policy are the complete and final agreement between us regarding your use of the Service.
18. QUESTIONS?
Got questions about these Terms? Hit us up at support@wealthequationeducation.com – we're here to help!